Now that you and Ron have found the home you would like to purchase, it's time to make an offer. Taking into account the recent sales of homes in that neighborhood which are similar in size, quality, conveniences, and amenities, what are you willing to pay for the home? Ron consult with you and advise you on how to create an offer that will have the best chance of being accepted. Ron will ensure that you have everything down in written form... no verbal agreements. After consulting with Ron, he will put  your offer in a written contract that meets all the legal requirements according to local and national guidelines. Ron will present the seller with the written document detailing what needs to be done by both parties to execute the transaction. The contract should protect the best interests of all parties involved and should be comprehensive in nature. Ron will also ensure your financial position as the buyer by including any necessary contingencies, which would protect you if a particular requirement were not met. Once the seller accepts it, it may be too late to make any changes. The contract, though not limited to this list, should include the following: · A legal description of the property · The offering price · The down payment · Financing arrangements · A list of fees and who will pay them · Amount of the deposit · Inspection rights and possible repair allowances · The method of conveying the title and who will handle the closing · A list of appliances and furnishings which will stay with the home · The settlement date · Any relevant contingencies Remember that the legalities of this phase are very important. If you have any questions or concerns, they need to be addressed right away. After all, no one has ever said at their closing, "I wish I had asked fewer questions."